I can now see the importance of a checking account. Its so lethal for working adults to have them so that they can keep track of their money and easily store it. Once i get a job I want to open an account so i can keep my money safe. Then I'd have to look at my options and choose which type of account I'd like to use. I like the interest rate bank account but id have to find a good bank that would offer it to me. My mom is a personal banker at Chase so i can ask her all my personal questions and make sure i get the best deal there is out there.